.fm-ct-hero{background:linear-gradient(135deg,#001331 0%,#123c61 100%);color:#fff;padding:5.5rem 0 4.5rem}.fm-ct-hero h1{color:#fff;max-width:900px}.fm-ct-hero .lead{max-width:860px;color:rgba(255,255,255,.9)}.fm-ct-hero .fm-eyebrow{color:#d8b56a}.fm-ct-hero .fm-qa-breadcrumb,.fm-ct-hero .fm-qa-breadcrumb a{color:rgba(255,255,255,.78)}.fm-ct-cta{border-radius:26px;padding:2rem;background:linear-gradient(145deg,#fffaf0,#fff);border:1px solid rgba(184,135,50,.26);box-shadow:0 22px 60px rgba(0,19,49,.12)}.fm-ct-cta h2{font-size:clamp(2rem,4vw,3.25rem)}.fm-ct-money{font-family:Cormorant,serif;font-weight:700;color:#8b6418;font-size:clamp(2.1rem,5vw,4rem);line-height:1}.fm-ct-question{border-left:5px solid #b88732;background:#fff;border-radius:18px;padding:1.8rem;box-shadow:0 12px 35px rgba(0,19,49,.08)}.fm-ct-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.fm-ct-feature{background:#fff;border:1px solid rgba(21,45,71,.12);border-radius:18px;padding:1.35rem}.fm-ct-feature h3{font-size:1.2rem}.fm-ct-alert{background:#fff4dc;border:1px solid #e5c47e;border-radius:16px;padding:1.25rem;color:#5f4718}.fm-ct-green{background:#ecf7f2;border:1px solid #b8decf;border-radius:16px;padding:1.25rem}.fm-ct-source{display:block;padding:1rem 1.1rem;border:1px solid rgba(21,45,71,.12);border-radius:14px;margin:.6rem 0;background:#fff;text-decoration:none}.fm-ct-source:hover{transform:translateY(-1px);box-shadow:0 10px 25px rgba(0,19,49,.08)}.fm-ct-banner{background:#001331;color:#fff;border-radius:24px;padding:2rem}.fm-ct-banner h2,.fm-ct-banner p{color:#fff}.fm-ct-banner .btn-fm{background:#d6ad59;color:#001331}.fm-ct-tool-link{font-weight:800}.fm-ct-stat{font-size:.92rem;color:#536579}.fm-ct-stat strong{display:block;font-family:Cormorant,serif;font-size:2rem;color:#001331}@media(max-width:900px){.fm-ct-feature-grid{grid-template-columns:1fr}.fm-ct-hero{padding:4rem 0 3.5rem}}